Savings Accounts
Effective Date: Thursday, November 21st, 2024
| Product Type | *APY | Initial Deposit Amount | Monthly Service Fee | Available for Business Members |
|---|---|---|---|---|
| Regular Savings | 0.10% | $5.00 | $0.00 | Yes |
| Youth Savings | 0.10% | $0.00 | $0.00 | No |
| Holiday Club | 0.10% | $0.00 | $0.00 | Yes |
| *APY = Annual Percentage YieldAll rates subject to change without notice. | ||||
Money Market Accounts
Effective Date: Thursday, November 21st, 2024
| Tier** | *APY | Initial Deposit Amount | Available for Business Members |
|---|---|---|---|
| $0.00 - $2,499.99 | 0.10% | $0.00 | Yes |
| $2,500.00 - $9,999.99 | 0.15% | $0.00 | Yes |
| $10,000.00 - $24,999.99 | 0.30% | $0.00 | Yes |
| $25,000.00 - $49,000.00 | 0.50% | $0.00 | Yes |
| $50,000.00 - $99,999.99 | 0.60% | $0.00 | Yes |
| $100,000.00 + | 0.75% | $0.00 | Yes |
*APY = Annual Percentage Yield **Monthly Service Fee - Maintain a minimum of $2,500 to avoid the monthly service charge All rates subject to change without notice. | |||
Certificates/Individual Retirement Accounts
Effective Date: Thursday, November 21st, 2024
| Term | Rate | *APY |
|---|---|---|
| 6 month | 0.10% | 0.10% |
| 1 year | 0.20% | 0.20% |
| 5 month* | 3.925% | 4.00% |
| 2 year | 0.30% | 0.30% |
| 3 year | 0.399% | 0.40% |
| 4 year | 0.449% | 0.45% |
| 5 year | 0.598% | 0.60% |
| Jumbo CD's ($75,000 or greater) add 0.10% to APY | ||
| *Must have a Premium Checking account to be eligible *APY = Annual Percentage Yield *Minimum Deposit $500.00 *An early withdrawal penalty is based on the term of your account All rates subject to change without notice | ||
Checking Accounts
Effective Date: Thursday, November 21st, 2024
| Product Type | *APY & Tier | Initial Deposit Amount | Monthly Service Fee | Available for Business Members |
|---|---|---|---|---|
| Free Quality Checking | 0.00% | $0.00 | $0.00 | Yes |
| Youth Checking | 0.00% | $0.00 | $0.00 | No |
| Premium Checking | 0.15% | $0.00 | $6.00 (Waived with average daily balance of $750.00 with direct deposit or $1,000.00 without direct deposit) | No |
| Fresh Start Checking | 0.00% | $0.00 | $6.00 | No |
| Premium Business | 0.15% | $500.00 | $6.00 (Waived with average daily balance of $2,500.00) | Yes |
| Business Non-Profit Checking | 0.00% | $0.00 | $0.00 | Yes |
| *APY = Annual Percentage YieldAll rates subject to change without notice. | ||||